PocketSmith Personal Finance Software For Windows PC 0.3.0

PocketSmith is the best personal finance software for Windows with cash flow forecasts. Understand your money and its potential. Start saving today! See all your bank, credit card and loan accounts in one place. Live Bank Feeds keep PocketSmith automatically updated, so you can see where your money is going. Categorize, label and annotate your transactions so you can refer to them in the future, like a diary. Find your old transactions easily with our kick-ass search engine.

This software shows you how your savings will reward you by revealing your projected daily balances up to 30 years into the future. Use the tool to make day-to-day decisions or to plan for your retirement.

Subsequent to a surprise-free and quick installation process, you are prompted to create a PocketSmith account, if you do not already have one. Please note that you can use your current Google account to simplify the process to a great extent.

Even from the first seconds of interaction with the app, the fact that this is a modern, very smooth-running and well-thought-out piece of software becomes quite evident.

Upon first launching the app, you are greeted by a ‘Quick-start tutorial’ that provides you with a tour of the app’s main sections and features. While we are on the subject, we highly recommend that you try out the DEMO MODE with samples of financial data, as it might help reduce the time needed to get accustomed with the app.

The Dashboard offers you a visually-pleasing and comprehensive view concerning your finances and your financial activity, while the top toolbar offers quick access to all the app’s sections and features. Without a doubt, the app’s highlight is its smart budget calendar which allows you to schedule bills and savings in order to forecast your financial future.

PocketSmith Best Personal Finance Software Features

Automatic live bank feeds
It saves you the hassle of importing your transactions by connecting to over 12,000 institutions worldwide.

Find and organize transactions
Categorize, label and annotate your spending, your way. Then use amazing search engine to find transactions.

Multi-currency
Track accounts, assets, and liabilities from different countries. Automatic currency conversion based on daily rates.

Send expenses to Xero
Connect your Xero account and send expenses over in a couple of clicks. No need to sign in, no need for manual entry.

Easy, powerful forecasting
Create cash projections in minutes. See your daily bank balances up to 30 years into the future.

Budget calendar
Interact with your money in a natural manner. Schedule your upcoming bills and budgets in a calendar.

What-if scenarios
Take the uncertainty out of your planning. Test your decisions to see future financial outcomes.

Flexible budgeting
Break your budget down into meaningful periods. Create daily, weekly, monthly budgets and more.

Dashboard
A summary of all your activity in one place. Choose a dashboard layout that suits you.

Net Worth
Keep track of what you own, and what you owe. Add property, mortgages, vehicles, loans and more.

Income & Expense
See a report on how much you’ve earned and spent in a specified time frame.

Cashflow Statement
This is automatically updated for you. See your historical and future financial activity by month.

Import from Mint.com
Use Express Migration tool to easily bring all your accounts, transactions and categories over from Mint.

Two-factor authentication
Secure your account by requiring a code from your mobile phone along with your username and password.

Advisor access
Invite another the software user – be it an advisor, friend or family member – to access and manage your account.

Email notifications
PocketSmith can email you summaries of your financial activity according to a schedule determined by you.

Its emphasis on predictions becomes even more palpable when you go through the app’s other sections. For example, the app even includes sections that portray various ‘What-if scenarios, ‘ and it can also enable you to project daily balances up to 30 years in advance if you choose one the paid plans.

It allows integration with Xero, that it comes with support for over 10.000 financial institutions from all over the world and the fact that it can easily create reports on your spendings and earnings within a specific time frame.

PocketSmith can be run on all major OSes out there, namely Windows, macOS and Linux, but please take into account that the app is currently in a Beta development stage.

FAQ of PocketSmith Best Personal Finance Software

How secure is PocketSmith?

The security of your data and personal information is of utmost importance to us. We work really hard to ensure that your data is kept safe.

How does the billing work?

Once you sign up for a paid PocketSmith account, you will be billed periodically (monthly, quarterly or annually depending on which plan you chose) from the day after the creation of your account. The subscription is paid for in advance.

If I upgrade my account, when will I be charged the additional amount?

If you upgrade from a free account to a paid plan, you will be charged the next day for the proceeding month. If you upgrade your plan from another paid plan, you will be billed for the new plan amount on your next billing date, shown on the Subscription & upgrade section under Settings.

System Requirements